6% APY
Earn 6% annual yield on your balance. Higher than virtually every US savings account. Deposits held by Cross River Bank.
Earning NowX Money turns your timeline into a wallet. Send money, earn 6% APY, get a metal Visa card with your @handle. FDIC insured. Licensed in 41 states.
X Money is not another fintech app. It is a financial layer built into the platform 600 million people already use every day.
Earn 6% annual yield on your balance. Higher than virtually every US savings account. Deposits held by Cross River Bank.
Earning NowA personalized metal debit card with your @handle engraved. 3% cashback on every purchase. Zero foreign transaction fees.
@handle CardSend money to any X user by @handle. Instant transfers via Visa Direct. No routing numbers, no waiting. Just tap and send.
Zero FeesYour deposits are held by Cross River Bank, Member FDIC. Insured up to $250,000 per person. Real banking protection.
$250K ProtectedJoin the early access. Send, earn, and spend — all from the app you already live in. Available on iOS, Android, and web.